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Free Monthly Budget Spreadsheet (UK-Friendly)

Want to take control of your finances and live more frugally? I've created a simple, easy-to-use monthly budget spreadsheet — perfect for UK households. Track your income, bills, spending, savings, and more in one place. 📊 What’s Included: Income and bills tracker Subscriptions and everyday expenses Savings and debts planner Savings goals section — plan and visualise your future funds £1 to £365 Savings Challenge — stay motivated as you save! 💡 What is the £1 to £365 Savings Challenge? This challenge helps you gradually save £665 in a year. You simply save an amount between £1 and £365 — one of each — and tick them off as you go. You can save the biggest amounts first, smallest first, or mix it up depending on your budget that week. It’s a flexible and fun way to build savings! 📌 Sample Data & Formulas Each sheet includes sample data to show how to use it. Please delete or replace only the numbers — not the formulas. Any field with calculation...
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👨‍💻 Helping Kai Build His First Front-End App It’s been a few weeks since my last post with Kai. We’ve been heads-down coding together, and instead of just talking about database security, we started building a working front end for his application. This has been a big step for Kai — going from SQL tables and stored procedures to actually seeing his app come alive in the browser. We used C# with ASP.NET Web Forms (ASPX) to create login and home pages, and then expanded into pages for courses, students, lectures, grades, and even a small library system.     🔑 Step 1: Building the Login Page Before you can get into the app, you need a secure login. We reused our earlier hashed + salted password system but wrapped it with an ASPX login form. <asp:TextBox ID="txtUsername" runat="server" Placeholder="Username"></asp:TextBox> <asp:TextBox ID="txtPassword" runat="server" TextMode="Password" Placeholder=...
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Financial Literacy and ADHD – Money, Mistakes, and Learning the Hard Way

Let’s talk money. Not the flashy kind with yachts and investment portfolios. I mean the real stuff—bills, debt, impulse buys, budgeting apps, and that sinking feeling when your card gets declined at Tesco. I grew up without much. Council estate life doesn’t come with lessons in financial planning. You learn fast—or you don’t eat. But ADHD made learning about money even harder. It’s not just about being “bad with money.” ADHD affects how we make decisions, process consequences, and handle stress. Here’s what ADHD and money looks like for me: I once gave away my phone to someone who needed it… and forgot to cancel the bill. It cost me thousands . I’ve bought gadgets on a whim, convinced they’d change my life, only for them to gather dust. I’ve missed payments, not because I didn’t have the money—but because I forgot the due date. I’ve signed up to trials and subscriptions I forgot to cancel. I’ve had months where I lived like a millionaire, followed by months where I ...
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